Finance

Welcome to the Ford of Cookeville Finance Center

When it comes to purchasing a car, You're in the driver's seat.

Our secure online credit application makes getting financing a quick & efficient process.

We're Here To Help

Like most buyers, you may need financing to get the vehicle you want. What you don't need is a long drawn-out hassle to get it. Our user-friendly online credit application process takes you from start to finish. It requires just a few minutes of your time and a few personal details which we do not share.

It's really that easy. Get started today.

Phone Numbers:Sales Hours:
  • Mon - Thu8:00 AM - 7:00 PM
  • Fri - Sat9:00 AM - 8:00 PM
  • SunClosed

A Little Knowledge Can Make A Big Difference.

Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

Credit History/Employment

Your rates are based on numerous factors such as income, employment, and credit history, including the number of open balances and late payments.

Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

Factors Affecting Your Credit Score

Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.

To learn your credit score you can contact the three main credit reporting agencies:

Valid Driver's License

Proof of Insurance

Proof of Income

Proof of Residence

Proof of Phone Number

In some cases, you may be asked for additional information. We'll walk you through every step of the way and respect your privacy & concerns. Please make sure your information is current.

You Make The Choice. We Make It Easy.

Every part of the car buying process should be simple. That includes determining your car payment which is just as easy as our pre-approval process thanks to our online payment calculator. Just choose your vehicle and we'll tell you what you can expect to pay each month. Whatever your credit situation and budget, we've got a car for you at a payment you can afford.

It's easy. It's quick. It's safe. Get started today.

Get Directions

Get Directions

1600 Interstate Drive, Cookeville, TN, 38501

Contact Us

Ford of Cookeville 36.139215, -085.526153.